With fall enrollment open through Dec. 7, here’s what you need to know about your sign-up options.
By Dalia Ramirez Oct. 19, 2021, with quotes by Dr. Katy Votava
It may come as a surprise, but for many people, health care becomes more complicated after age 65 — not less. With Medicare’s fall open enrollment window open through Dec. 7, it’s important to understand all of your coverage options so you can continue to access the medications and care you need. Here are a few things you should know about Medicare:
1. Some people are enrolled automatically — and some aren’t
If you’re under the age of 65 and already receive Social Security benefits, you will be automatically enrolled in what’s called Original Medicare. This includes Medicare Part A (hospital insurance) and Part B (medical insurance). Note that Medicare Part B carries a premium: Most people pay $148.50 per month in 2021, according to the Centers for Medicare & Medicaid Services, or CMS.
If you’re not receiving Social Security benefits, you can sign up for Medicare during your initial enrollment window (around your 65th birthday) and choose which insurance combination is best for you.